Singapore Mortgage
Mortgage Calculators
BSD/ABSD stamp duty, max loan eligibility, HDB vs bank comparison, CPF OA usage, refinancing break-even, pledge/show of funds, and rental yield — all in one place.
Property Details
Property Price (SGD)
$
Buyer Type
Property Count
⏱ Stamp duty must be paid within 14 days of signing the Option to Purchase (OTP).
Stamp Duty Breakdown
Buyer's Stamp Duty (BSD)
First $180,000 @ 1%$1,800
Next $180,000 @ 2%$3,600
Next $640,000 @ 3%$13,200
BSD Total$18,600
Additional BSD (ABSD)
SC — 1st property— (0%)
Total Stamp Duty$18,600
Total Upfront Cost
Stamp Duty$18,600
5% Cash Downpayment$40,000
Legal Fees (est.)$3,000
Total Upfront$61,600
Disclaimer: These calculators are for informational purposes only and do not constitute financial advice. Figures are estimates based on current published rates and rules (2023/2024). Consult a licensed mortgage broker or financial adviser for personalised advice. ABSD, MSR, TDSR, and LTV rules are subject to change by MAS and HDB.